Replace Everhour?

YES · one-shottable
catalog price reference $10/mocategory 🧾 finance & accountingreported replacement votes 0

Everhour's solo core is compact: build a private time + budget tracking ledger that imports user-supplied CSV files, categorizes entries, reconciles balances, and exports reports. A competent builder can reach a useful personal version in one sitting, while the paid product mainly wins on banking, compliance, trust.

the prompt
Build a usable personal replacement for the core loop of Everhour.
Use exactly this stack: Next.js 15 + TypeScript + SQLite.
Primary job: Build a private time + budget tracking ledger that imports user-supplied CSV files, categorizes entries, reconciles balances, and exports reports.
Start from an empty folder and create the complete working project.
Make the default mode single-user and private.
Store user data locally unless the core job requires the declared self-hosted database.
Do not add analytics, telemetry, ads, or third-party accounts.
Put every secret and external credential in .env and provide .env.example.
Use realistic sample data that is clearly labelled and easy to delete.
Implement the smallest polished interface that completes the core loop end to end.
Include clear empty, loading, validation, success, and failure states.
Add import and export so the user is not trapped in the app.
Use accessible keyboard navigation, labels, focus states, and sensible contrast.
Validate untrusted input and never log secrets or private file contents.
Deliberately exclude these paid-product advantages: bank, payment, tax, and reconciliation integrations; live bank feeds and payment rails; tax and accounting rule updates.
Do not fake integrations, network effects, proprietary data, model quality, compliance, or security claims.
Where an external API is optional, keep the app useful without it and explain the degraded mode.
Write focused unit tests for the data model and the most important workflow.
Add one end-to-end smoke test that proves the core loop works.
Create a README with setup, permissions, architecture, data location, backup, and limitations.
Add scripts for install, development, test, build, and a production-style local run.
Run the tests and build before finishing, then fix errors rather than merely describing them.

$ open in your agent (prompt prefilled, you press enter) or copy it raw · this prompt is generated from the build plan · improve it via PR

why people still pay

Everhour: People pay because errors touch real money. Bank connections, reconciliation, tax changes, evidence, security, and support are the product.

what you lose

xbank, payment, tax, and reconciliation integrations

xlive bank feeds and payment rails

xtax and accounting rule updates

xaudited security and recovery

xmulti-user controls and accountant workflows

prior art to inspect before buildingActual BudgetLocal-first open-source personal finance and envelope budgeting.Invoice NinjaOpen-source invoicing, payments, and client management.
reported replacements · 0share on X ↗"Everhour replacement research and build prompt"
questions
What does the Everhour verdict mean?

The directory classifies the core job as practical to build with an AI coding agent. Use the prompt as a starting point and review the tradeoffs before relying on the result. This research record is not a hosted IVCIFY tool.

What price does this directory record show for Everhour?

The directory records $10/month for Team, checked 2026-07-31. Verify the source before making a purchase decision. This reference stays outside retail Stack Math unless current matched evidence supports the comparison.

What do I lose by replacing Everhour?

Honestly: bank, payment, tax, and reconciliation integrations; live bank feeds and payment rails; tax and accounting rule updates; audited security and recovery; multi-user controls and accountant workflows. If any of those are load-bearing for you, keep paying.

Is there an open-source alternative to Everhour?

The listed prior art includes Actual Budget (Local-first open-source personal finance and envelope budgeting.), Invoice Ninja (Open-source invoicing, payments, and client management.). Inspect those projects before starting from a blank prompt.